Refund and Cancellation

Disclaimer

At Digital India Loan, we are committed to supporting you at every step of your loan journey, making loan repayment more manageable and stress-free. We give you the resources and direction you need to effectively and confidently handle your repayments. To ensure a smooth and hassle-free experience, we have designed a flexible Refund and Cancellation Policy that prioritizes your convenience and financial well-being.

  • The Cooling-Off Period: We offer a ___ day cooling-off period from when your loan is disbursed, giving you the flexibility to reconsider your decision. Within this timeframe, you may choose to cancel the loan without incurring any fees or penalties.
  • Easy Cancellation: If circumstances alter within the cooling-off period, our customer service representatives are available to help you with the cancellation procedure.
  • Transparency: You will only be required to repay the principal amount along with any interest that has accumulated up until the cancellation date if you decide to terminate the loan during the cooling-off period.
What Distinguishes Us?
  • Clear & Simple Terms: We make sure that all terms and conditions are explained in detail so that you can move forward with confidence.
  • Dedicated Assistance: From loan application to repayment, our customer service team is always available to help.
  • Customer-First Strategy: Our financing services are designed to evolve with your changing financial needs.
Contact Information:

Address: F-322A, 2nd Floor, Above Punjab National Bank, Lado Sarai, New Delhi - 110030
Phone: +91 92891 92999
Email: info@digitalindialoan.com

Refund Policy

Digital India Loan is committed to integrity and honesty, and this includes our refund policy.

  • Managing Overdrafts: If you have made an excess payment, you may be eligible for a refund.
  • Easy Refund Process: Contact our support team with details and documents; we will verify and process quickly.
  • Scope of the Refund Policy: Only inadvertent overpayments are eligible; regular transactions are not.
Refund Policy Procedure:
  • If a cancellation request is approved within the permissible period, we will initiate the refund promptly.
  • Refunds will be processed using the same payment method unless agreed otherwise.
  • Refunds will be processed within 72 hours of approval.
  • Any applicable interest or fees will be calculated based on the duration of funds used.
What Makes Digital India Loan Unique?
  • Customer-Centric Method: Our loan services adapt to your evolving financial needs.
  • Dedicated Support: We assist you at every stage from application to repayment.
  • Transparent Terms: All terms and conditions are clearly explained for confidence.
Contact Us

For any inquiries regarding our refund policy or other services:
Address: F-322A, 2nd Floor, Above Punjab National Bank, Lado Sarai, New Delhi - 110030
Phone: +91 92891 92999
Email: info@digitalindialoan.com

Loan Repayment Period Information

Minimum Repayment Period

92 days (3 months)

Maximum Repayment Period

365 days (12 months)

Maximum APR

2.93% per month
(36% per annum)